home insurance policy

Getting ready for a trip is an exciting experience – new places to explore, cultures to discover, and memories waiting to be made. Travel enthusiasts understand the excitement that comes with planning the next trip. But before taking off to your dream destination, you should ensure your home stays safe and sound while you’re away.

Home security essentials

Implementing specific indoor and outdoor home security measures protects your home against potential threats and allows you to enjoy your travels fully. Creating a checklist is a good idea so you don’t miss anything. Consider factors such as the layout of your property, the strength of entry points, and the placement of valuables. Failing to implement certain safety measures on your property can negatively impact your insurance claims in the case of a burglary or any other misfortune.

Locking and securing doors and windows

The first line of defense to safeguard your home lies in locking and securing doors and windows so you don’t become an easy target for burglaries.

Reinforcing entry points

Burglars look for homes that are easily accessible and lack protection, so make sure to reinforce entry points. Install solid core doors or add security film to windows for extra protection. Unlike hollow-core doors, which are easier to kick in or compromise, solid-core doors are resistant and can withstand greater pressure. Security film for windows creates a durable and shatter-resistant barrier. In case of an attempted break-in, the security film acts as a deterrent since it’s an obstacle that requires time and effort to breach. 

Reinforce door frames with longer screws for added resilience against forced entry. Since standard door frame screws are often relatively short, they are easy to force open. By using longer screws that anchor securely into the structural framing of the house, you strengthen the connection between the door frame and the surrounding structure.

Check your locks

Upgrade to deadbolt locks for exterior doors. Deadbolts are sturdier and more resistant to forced entry than traditional spring bolt locks. Their robust materials, like solid steel or brass, make them durable and resistant to wear. If you travel often, this is an excellent investment. As a bonus, some insurance providers may offer discounts on homeowners’ insurance premiums for properties equipped with deadbolt locks as it reflects the increased level of security and reduced risk of break-ins.

Add smart locks for an additional layer of security. These gadgets let you lock or unlock your door remotely using your smartphone. So, whether you’re lounging on a beach or sipping coffee in a European cafe, a quick tap on your phone is all it takes to ensure your home is secure. 

Securing valuables

When you leave your home with valuables inside, taking some measures might help protect your possessions.

Create a home inventory

This might sound like a meticulous task, but it’s a practical step that can save you from headaches in the long run. In case of a burglary, a home inventory can speed up the process when dealing with insurance claims. It acts as a reference so you can accurately identify and report losses. Take the time to capture each item from different angles, focusing on distinguishing features. Keep a record of serial numbers, purchase receipts, and appraisals alongside the corresponding item entries. Store this information in a secure physical or digital location.

Protect valuable items

When you leave for a trip, you might leave behind valuable items, like jewelry. Place your valuable pieces in a secure location, like a home safe. Invest in a fireproof safe to secure important documents like deeds and other essential papers. These safes resist high temperatures, ensuring your documents remain intact even in a fire. It’s also a good idea to use a safety deposit box for essential items and documents. While some personal belongings are protected by home insurance, there might be limitations on high-value items like jewelry or fine art.

Interior and exterior lighting

Installing timers for lights is a practical home security measure. The idea is to create the illusion that your house is occupied, deterring potential intruders. By setting timers to simulate your usual routine, such as turning on lights in the evening and turning them off at bedtime, you replicate the patterns of daily life. This simple strategy protects your property from unwanted attention.

Consider programming lights to turn on and off at different intervals. Randomizing the timing of light changes makes it more challenging for observers to recognize a pattern, creating the illusion that someone is moving around the house. 

Motion sensor lights

These lights respond instantly to any movement and alert you to potential intruders. They’re a dynamic and energy-efficient way to deter and detect potential threats to your property.

Place these lights strategically, focusing on entryways, pathways, and dark corners. Motion sensor lights eliminate potential hiding spots, leaving no shadowed areas for unauthorized individuals to exploit.

Smart technology integration

Whether on a work trip or enjoying a summer vacation with your family, most aspects can be controlled using your smartphone. This instant access to live footage provides a sense of control and awareness as you can monitor your house from a distance. 

Smart cameras and doorbell systems serve as active deterrents. The knowledge that your property is under surveillance scares away potential intruders. The visible presence of these devices sends a clear message that your home is equipped with modern security measures, discouraging unauthorized activities. Before you take off, check the camera angles, clarity, and connectivity to the associated app. You need to ensure that your security system is ready to perform optimally and provides reliable footage when needed. Like any technology, smart home devices receive updates to address vulnerabilities and improve security. Before you leave for your travels, download the latest software update on your smart devices.

Home insurance & travel plans

Before leaving, review and understand the coverage limits of your home insurance policy. Check the extent to which your policy protects your home and belongings and search for any limitations, especially those related to extended vacancy periods. Some policies may have specific provisions for homes left unoccupied for an extended duration, and being aware of these details ensures you have adequate protection in place. Home insurance policies can vary, and some may have specific travel-related clauses. Address any travel-related concerns with your insurance provider.

Simplify your adventure by using these safety and travel hacks wherever you go. Protecting your property can save you time and money. The goal is to have an enjoyable and stress-free travel experience.

By Anurag Rathod

Anurag Rathod is an Editor of Appclonescript.com, who is passionate for app-based startup solutions and on-demand business ideas. He believes in spreading tech trends. He is an avid reader and loves thinking out of the box to promote new technologies.