You might have come across the best laptop with all the latest features and cutting-edge technology, only to be left disappointed looking at the price tag. Laptops are essential for students and working professionals in particular, as it equips them with the tools necessary to prepare presentations, reports, or finish class assignments. While one can surf the web even on their smartphone, laptops are still the preferred devices, especially if you want to watch movies or your favourite shows on a big screen.
However, financing a new laptop can be difficult. Whether you are still a student, or a working professional who does not have the required funds, or are just worried about the cost making a dent in your savings, you might not want to pay the entire amount upfront. Fortunately, there are multiple ways in which you can finance your new laptop without paying the entire amount in one go.
Equated monthly instalments (or EMIs) are extremely convenient, and enable consumers to purchase their favourite items or products, and pay for them in flexible monthly instalments.
What are No Cost EMIs?
It might not be possible for everyone to buy a laptop and pay the entire amount upfront. Equated monthly instalments (EMIs) offer consumers the flexibility of paying the price of the laptop in instalments every month. No-cost EMIs give the consumer the option of paying the amount in affordable instalments with zero interest or additional processing fees. That is, consumers only have to pay the total price of the laptop without paying any extra charges.
For example, the Lenovo Ideapad S145 AMD RYZEN 3 3200U 15.6-inch FHD, laptop under 25000 is considered the ideal laptop for students. However, students might not be able to pay the entire amount in one go to purchase the laptop. By opting for no cost EMIs, one can convert the entire cost of the laptop into convenient monthly instalments, usually over a period of 3-12 months, without paying any additional processing fees or interest rates.
Shopping for Laptops on No Cost EMIs
You can either shop online for a laptop, or visit the nearest electronic retail outlet. If you are shopping online, you can visit any of the popular e-commerce websites such as Flipkart, Amazon or Croma, where you can purchase your new laptop.
Alternatively, you can also visit a physical electronic retail outlet, choose the laptop you want to purchase, and buy it at no cost EMIs. You can purchase your favourite laptop on no cost EMIs by either using your credit or debit card, or by using your Bajaj Finserv EMI Network Card.
No Cost EMIs Using Bajaj Finserv EMI Network Card
Whether you are shopping online or purchasing the laptop at an electronic retail store, you can purchase the device using the Bajaj Finserv EMI Network Card. The no cost EMI finance scheme allows consumers to buy laptops and other products on equated monthly instalments (or EMIs) without any extra interest rates, down payments or processing fees.
Thus, you can divide the cost of the laptop into convenient EMIs, over a flexible tenor of 3, 6, 9, 12, 18 or 24 months. Considering Bajaj Finserv has partnered with over 1 lakh offline and online retail outlets spread across 1,900+ cities nationwide, you can use the Bajaj Finserv EMI Network Card at any of the partner stores to purchase your laptop. You can use the EMI Network Card like any other credit or debit card to make the purchase.
Opt for No Cost EMIs Using Credit or Debit Cards
E-commerce websites also allow consumers to purchase products on EMIs using their credit and debit cards. Furthermore, certain e-commerce websites have partnered with financial institutions, making it possible for consumers to purchase products on no cost EMIs using their debit cards as well.
Thus, by using your credit or debit card, you can purchase your favourite laptop on no cost EMIs, and pay the EMI amount without any interest or processing fees, with the tenor ranging from 3 to 24 months.
Top-Rated Laptops Under 50,000 INR:
Considering no cost EMIs provide convenience and greater flexibility to the consumers, you can purchase the best laptop under 50000 with the latest technology and top-of-the-line features. Here are five such laptops under Rs. 50,000, that will give you the best bang for your buck.
- Lenovo IdeaPad S340 81VW00CVIN 15.6-inch
- Lenovo IdeaPad S145 8th Gen
- Lenovo IdeaPad S340 81VW00CVIN 15.6-inch
- Dell Inspiron 5447 Notebook
- Asus Vivobook R540UB-DM723T Laptop
