Health Insurance: Protect Yourself From Healthcare Expenses And Financial Fear

The healthcare expenses are soaring high owing to the advancement in technology, high import cost, GST and much more. Even a day care treatment can cost in thousands, but no matter the cost one cannot compromise on the health of his/her family. This is the very reason why having a health insurance has become a necessity in life. Owing to the extensive financial assistance that a health insurance cover offers, one can remain carefree by paying very minimal and affordable premiums. 

Health insurance covers have been formulated to meet all your needs and to provide maximum assistance and coverage to you and your family. There are several types of individual and family health insurance plans to meet your specific requirements such as

  1. Individual Health Insurance Plan for a single person
  2. Family Floater Health Insurance Plan is for you and your family. 
  3. Senior Citizens Health Insurance Plan for the elders in your family above the age of 60 years.
  4. Group Health Insurance Cover for employer-employee groups or other big groups.
  5. Critical Illness Health Insurance Plan for severe illnesses like cancer, heart strokes, kidney problems etc. 

All the above Health Insurance Plans are offered by Bajaj Finserv at very affordable premiums and high coverage. These provide pre-and-post hospitalization cover, cashless transactions benefit, ambulance cover, cover for medical check-ups and much more. All the above plans can be availed at different premiums but come with all the benefits as mentioned here. There are several other benefits that are specific to the policy type that you choose. 

Benefits of a Health Insurance Cover 

With Bajaj Finserv’s Health Insurance Plan, you can get rid of health related and financial fears. The reason being that-

  • You are financially protected. With a health insurance plan in place, you can get a coverage in Lakhs by paying small premium amounts. Additionally, expenses for your medical checkups and emergency transport are also covered in your plans, helping you to worry about nothing but focus on having a good treatment. 
  • With a health insurance plan in place, you do not need to think twice before availing a treatment, irrespective of the cost because it is all covered for under the plan. 
  • With pre-and -post hospitalization cover you are covered for not just the cost for hospitalization, but your treatment costs for 30 days before and after hospitalization are also reimbursed by the insurer. 
  • With the cashless transactions benefit the insurer will pay upfront for the hospital expenses, rather than reimbursing them later. Making it even easier for the insured individual and his family. 
  • With a critical illness health insurance cover, even critical illnesses like cancer, heart diseases, kidney ailments etc., are all covered for. You do not have to worry about the cost of the expensive treatment of the critical ailments listed under your policy as the financial expenses of the same will be paid by the insurer. 
  • With the senior citizens health insurance plan, you can secure your grandparents/elderly members of the family and help them feel secure. 
  • It relives you of your mental pressure and anxiety which comes from the fear of not being able to fulfill the financial needs of the family. 
  • It helps you in planning your finances in long run. Your personal savings remain secure if you have a health insurance plan in place. 

In short, a health insurance plan will be your health and financial protector on a grim day. It will provide you with the much-needed mental peace and financial stability in today’s time. 

By Anurag Rathod

Anurag Rathod is an Editor of, who is passionate for app-based startup solutions and on-demand business ideas. He believes in spreading tech trends. He is an avid reader and loves thinking out of the box to promote new technologies.